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For Homeowners

Are solar systems insurable, What should I look for?

These questions are often asked when homeowners first start looking at getting a solar system.

Like any addition to your home, you want to make sure that it is safe, secure and covered in case something happens that could cause damage.

The answer is simple: Yes – and it is easier than you think.

For many existing insurance plans, your solar system can be counted as part of your home insurance, providing your solar panels are connected to your roofing.

Before installation, just be sure to call your provider and ask if the system is part of your policy, as your system will not be automatically covered when installed until on record with your provider.

What if my insurance provider doesn’t include solar systems?

In the event that your current provider does not include solar systems as part of home insurance, don’t worry – there are plenty of other organizations that offer coverage as part of their policy.

Or, if you would like to keep your existing policy and avoid moving to another company, you will find numerous third-party organizations that will cover your system instead.

What about my local homeowners’ association and municipality?

If you’re like many homeowners, you may belong to an association or are under the jurisdiction of a municipality.

Be sure to also do research on the local by-laws that govern your area that may concern solar panels, and any rules that you may need to adhere to.

In most situations, the association or municipality may need to approve of the plans, especially if you own what could be considered a historical home.

Still, have questions?

One of the reasons so many Ontarians have chosen Brightworks Energy is for your customer-first approach.

If you still have lingering questions, require guidance, or are facing a challenge, connect with us through the form below and start moving toward a greener (and cheaper) tomorrow.